October Novel Prep Challenge

It came to me when my daughter texted last night to say she had totaled the car we loaned her that hasn't been paid off yet and doesn't have full coverage. She's okay. Thank the Gods. The Officer who responded to the scene said it was the first time he had ever seen a wreck on that hill that didn't involve someone needing an ambulance or worse. So that's good. But, its opened up a whole other can of, "What do we do now,"

We were letting her borrow it. Actually we were letting her sister use it but Brit's car broke down so she was using it. Her sister is on our insurance. Brit isn't. I'm just hoping she still has insurance on her car because if she doesn't... We may be... Okay back to thinking about better things.