Broke in front of a Bank

Outside the bank I could see
all the many different things
that once inside could happen.

Situation number one
my account could be empty
what a pity that would be.

Situation number two
my balance could've skyrocketed
but a miracle is highly unlikely

Situation number three
the bank could get robbed
for work I'd certainly be late

Situation number four
my favourite among all
I simply don't walk in.