I have, well, a lot of formal ed. Ironically, one of the biggest things I've learned is how much I wish I'd majored in Creative Writing or Lit. Some people might feel like a failure at this point, but, hey, I have a wonderful husband, which, in the end, is most important to me. Reviewers please note: I habitually write like I talk, with Southern (U.S.) colloquialisms, for which I am loathe to apologize. That said, don't worry about correcting spelling, grammar, or punctuation. My mother earned an English degree after she raised me; I feel obligated to 'stick it to 'er', plus, I can be lazy . If you can handle that, read on, and thanks...