Chris-Chan's Automobile Troubles!

It was late March of 2021, and you were out on an errand. You were running an errand at the store and you were just about to hop into the van. As you start the van and begin to slowly back up, your thoughts get interrupted when Magi-chan pops up out of nowhere and sits in the passenger seat. He begins to talk to you about the progress of the Dimensional Merge, when your body is suddenly shaken up and you heard a loud smash in the back of the van. You slowly look back and, to your horror, see that not only is the back windshield smashed out, but the back door is heavily dented! You then look to see what you bumped into and...it was a big rig! You couldn't believe that you backed up into something so big, it was hard to miss...but then again, the discussion about the Dimensional Merge comes first! The driver of the truck comes out and walks over to you, asking if you are blind or something because you didn't even bother to stop or move when he honked his horn. You then tell him that you were busy having an important discussion with your imaginary husband and pointed to the empty seat right next to you. The driver looks at the seat before looking at you and asking if you are on drugs or something because he doesn't see him. Just before he could get any insurance info off of you, you stomp on the gas and haul it out of there before the jerkops get called! You then make an emergency stop at Lowe's and bought some plastic and tape to help cover up the window.

When you got home, your mother rushes out in shock and asks what the Hell happened to the van. You tell her that it was just an accident and she berates you on how you could be so reckless. The next day, you take it to an auto shop and the mechanic tells you that they need to keep the van around for a few days and because of this, you decided to rent a vehicle. You had no trouble renting a vehicle and proceeded to drive home. That night, you and your mother had a discussion about the van. "My son, I don't think that van is going to last much longer. Sooner or later, we will have to get a new vehicle, so I think it is high time that we started to..." "Yeah well, that's great and all Mom, but I have been eyeing the Playstation 5 recently and..." "Christian, now is not the time for a new video game console! You need to focus on making payments to keep this household up and get some money ready for a new..." "Yeah well, I kinda want a Playstation 5 pretty badly and..." "GODDAMMIT CHRISTIAN, WILL YOU JUST LISTEN! IF WE DON'T BUY A NEW VEHICLE SOON, WE WILL HAVE TO END UP EITHER WALKING TO TOWN OR USING UP OUR MONEY GETTING A RIDE THERE AND BACK!!!" You let out a big sigh and say fine, we will do that...

The next day, you go by a "payday advance" facility and try to take out a car title loan for your mother. Unfortunately, things didn't go your way and you were about to unleash your Goddess powers on them before your mother had to grab you and drag you out of the place! You then let out another sigh before you and your mother go to a Ford dealership. At first, you and your mother are quite excited about driving out of there in a new vehicle, but the salesman comes back into the room with a grim look on his face and tells you two that the credit scores from the both of you isn't good. You chuckle before saying, "Ok so, our credit score isn't that great, so what? Why don't you just sell us a car and..." "I'm afraid I can't do that with the kind of money at hand..." "Oh come on, our vehicle is on it's last legs and we need a new car now!" "But your credit score isn't high enough and we can't give you a car right now!" "Ok look, if I give you a couple hundred bucks, will it change your mind?" "...Just get out..." You and your mother then storm out of the dealership and decided to head to a used car lot. There, you had better luck in getting a new vehicle, but not only is the payment plan a bit out of being affordable to you two, but they are asking quite a bit for a down payment. You try to use your Goddess powers to haggle, but the salesman says that he cannot go any lower, no matter what! You then offer to give him a blowjob and are promptly kicked out of the car lot. On the way home, disaster strikes again as the vehicle you have rented started to have troubles as well. It was then towed to the auto shop where you are told that the battery has died and the alternator has failed on it. You two are then given a ride home while they work on the rental vehicle as well.

As you two wait at home, you ask your mother what the Hell is a credit score and your mother says, "You don't remember the talks you had with your father? Why did you think he went through the roof when you slipped off and got another credit card from Best Buy?" "I don't know, thought he just wanted to rule my money with an iron fist..." "It's because when you max out a credit card and apply for another one instead of paying off the original card, you build up debt, and your credit score takes a hit when it does. And when you went to all those lawsuits years ago over credit card debt, that was an even bigger blow to it..." "So in other words, it is the fault of the debt collectors that our credit score is shit, right?" "Well..." "Goddamn debt collectors, IF THEY HAD MINDED THEIR OWN DAMN BUSINESSES, WE WOULDN'T BE IN THIS PREDICAMENT AND..." "No Christian, if you had just LISTENED TO YOUR FATHER AND NOT USE YOUR CREDIT CARDS LIKE CRAZY, WE WOULD HAVE A CAR!!!" "Ok so, how do we repair this 'credit score?'" "Simple, we pay our bills in a more timely manner and pay off our credit card debts and..." "What the Hell?!? So what you are telling me is, until we pay off the credit card debts, OUR CREDIT SCORE IS GOING TO BE SHITTY?!?" "I'm afraid so Christian." You then let out a big sigh before you head to bed.

A few days later, you get a call from the auto shop, and they said it would take up to a month before they can replace the back door on the van. After you tell your mother this, you drive the rental vehicle back up to the rental place and try to extend the rental, but unfortunately, because money is tight, you couldn't go through with it and ended up returning the vehicle for a refund and the return of your deposit. You then pay for a ride home and tell your mother the bad news. You then storm into your room and rage quite a bit because, until the van is fixed, you would have to do a lot of walking now...and it's all thanks to those GODDAMN, DANG DIRTY DEBT COLLECTORS!!!