"Okay, I'm giving you your top back," said Yuki, sheepishly. "Could you go get me my towel?"
Chloe carefully fastened her top back into place, then immediately returned to her usual self and started laughing at Yuki.
"Oh, you're going to have to earn that," she said. "Towels don't come cheap to naked girls who try to steal a sister's top."
Yuki went red and hugged her breasts. "What do I have to do?"
"Well, I was just talking to my friend here-- what's your name, again?"
"Charlie," said the boy.
Chloe was climbing out of the water to take a seat next to the boy. "Charlie. Right. We were just discussing how he's a real connoisseur of women's beauty. Apparently I rate a ten out of ten, which was pretty flattering considering my breasts aren't even as big as some girls'."
"What are you getting at?"
"Charlie," said Chloe, speaking to the boy. "That lovely little piece of lady over there is, at this very moment, butt naked. Would you like to see that?"
"Uh-huh," said Charlie dumbly.
"Yuki, how'sabout this: you give my charming friend here a little show-- nothing fancy! Just a flash of the moneymakers and a slow turn-- and you'll have won your towel and your modesty! Sound good?"
Charlie looked like he liked the idea, but all the same Yuki couldn't help but notice that he was paying most of his attention to the slender black girl. A glance at her cute little midriff and a lick of the lips wasn't lost on her, so she quickly formulated a counterattack.
"Charlie, here's my offer," said Yuki. "If you'll hand me your towel, I'll give you her. I'll climb out of here, tear her bikini from her body, and show you everything she's got. You can even take the suit home as a souvenir."
Charlie was intrigued. "Could you do that?"
Chloe scoffed. "Doubtful."
"Try me, skinny! You've never been a fast runner, and you know it."
Chloe did know it, and she was starting to betray a little nervousness.
Charlie made his decision.