Starting Over...

Gimme {i}Some{/i} Credit

Yeah, I know. I has a bankruptcy under my belt and am totally unworthy, but I was in good standing with my creditors up until 3 months before filing and have been super vigilent ever since. My score was 652, damn good all things considered. Now it's dropped to 595 in a matter of 7 days and I've got two collections accounts that I don't recognize.

To top that off, my social security number isn't even right and half of the former addresses under my personal information aren't mine. I do recognize most of them. Two are my sister's college addresses, one is my grandmother's, the other I've never heard of. I tried to submit an online dispute about the addresses and received an error message that they had been submitted by grant guarantors and were historical. WTF? I never lived any of these places or used them as a mailing address.

What a mess! I better roll up my sleeves to get to the bottom of this.